Find the boat. She’ll handle the rest.
Shana White arranges boat loans through OceanPoint Funding for buyers anywhere in the country. Start the application from this page and it goes straight to her.
Turned down somewhere else? That is the call to make.
Depth of panel is what separates a lender who can only say no from one who can go and ask. Shana White places business with 20 banks, and these are the things that do not stop a boat loan here.
- Any age boatThere is no age cap on the hull. The age of the boat is not what decides whether she can place it.
- LiveaboardsFinancing for a boat you intend to live on, not only for one you keep at a dock and visit.
- Lower credit scores and tough credit historyA difficult credit history is a reason to call her, not a reason not to. She places files other brokers hand back.
- As little as zero downLow- and no-down-payment structures are available, depending on the boat and the bank it goes to.
- Non-income-verification loansSeveral of her banks will write without income verification.
All financing is subject to credit approval. Which of these applies depends on the 20-bank panel and on the deal in front of her — which is what the first conversation establishes.
A lender is a person here, not a portal.
Most buyers meet their lender as a web form and an automated reply. The point of financing through Shana is that you meet someone instead — and keep her number for the whole of the deal.
One person, start to finish
Shana takes the call, Amanda coordinates the closing and Alexandra keeps the lending side moving. Three names, not a case number and a queue.
Tagged to her, not to a website
The application link on this page carries her name into OceanPoint's system. That is the whole reason this site exists — an application that starts anywhere else is not guaranteed to reach her.
Nothing sensitive collected here
This page never asks for a financial detail. The credit application lives on OceanPoint's own secure site, which is where it belongs.
Four things worth having in front of you.
Two minutes on the phone usually settles what is worth applying for. These are the questions she will ask, so you may as well have the answers.
- What the boat isYear, make and model. A link to the listing is perfect.
- What it costsThe asking price, and anything already agreed with the seller.
- Where it isThe state it is lying in, and who is selling it.
- When you need to closeIf there is a date on it, say so in the first conversation rather than the last.
Selling boats for a living?
Shana White works with boat brokers in every part of the country, and lends nationwide from Norfolk / Virginia Beach, Virginia. If you would rather hand a buyer to a person than to a phone number on a website, call her on 757-266-4600 or send her a message.
Already insured? Get a second quote anyway.
Shana White is also an insurance agent with Global Marine, so the coverage can be arranged by the same person arranging the loan. Ask her for a quote — it costs nothing to compare.
You found it. Let’s get it financed.
Pick the application that matches what you are buying. Both open OceanPoint’s secure portal, and both arrive tagged to Shana.
Applications are taken on OceanPoint Funding’s secure site, not on this one — this page never asks for your financial details. All financing is subject to credit approval.